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24840 S Hemphill Drive, Elwood, IL 60421.
This well-maintained home offers an inviting layout set on a large, private lot with a peaceful creek running through the back, creating a true retreat surrounded by mature trees. The main floor features a spacious family room with a beautiful, stone fireplace that opens to a screened-in porch, a sunken living room, and a separate formal dining room ideal for gatherings. The updated kitchen includes cabinet lighting and a large center island, while a convenient laundry/utility room and half bath are located just off the main living area. One of the four bedrooms is on the main floor and is currently used as a home office. Upstairs, you'll find three additional bedrooms and two full baths. Additional highlights include a deep, concrete crawl space, a two-car garage with extra storage, and a large shed tucked into the wooded setting. Major updates include windows (1997), roof (1998), siding (approximately 5 years), furnace and air conditioning (approximately 3 years), and gutter guards, offering peace of mind for the next owner.
MLS ID: 12565013
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24840 S Hemphill Drive, Elwood, IL 60421.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $390,000 | $390,000 | $390,000 |
| Down Payment | $78,000 | $13,650 | $97,500 |
| Monthly Mortgage Amount | $1,796 | $2,235 | $2,332 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $171 | $0 |
| Monthly Estimated Total | $2,453 | $3,063 | $2,989 |