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38w311 Il Route 64 Highway, Saint Charles, IL 60175.
Situated on 1.54 private acres in desirable St. Charles, this lovely updated 4-bedroom, 1.5-bath ranch offers 1,723 square feet of thoughtfully designed living. Nearly every major improvement has been completed within the last year, creating a truly move-in-ready experience. The kitchen showcases 42-inch soft-close cabinetry, quartz countertops, a Harlow picket backsplash, new stainless steel refrigerator and range hood, and updated finishes throughout. Bathrooms have also been updated. Additional upgrades include new flooring, new washer and dryer, new water line, water softener, reverse osmosis system, new entry door, sliding door, and garage door. A cathedral ceiling and striking stone wood-burning fireplace anchor the main living space with warmth and character. The freshly paved, extended driveway accommodates up to 15 vehicles - ideal for RVs, boats, or business use - complemented by a 2.5-car garage plus an additional 1-car garage for storage. The expansive, level backyard is framed by mature trees, offering privacy, flexibility, and room for chickens, hobbies, or future expansion. Septic warranty in place through February 2027. Low taxes, excellent schools, minutes from downtown and shopping. Sold as-is.
MLS ID: 12578238
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38w311 Il Route 64 Highway, Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $456,000 | $456,000 | $456,000 |
| Down Payment | $91,200 | $15,960 | $114,000 |
| Monthly Mortgage Amount | $2,100 | $2,613 | $2,727 |
| Taxes | $635 | $635 | $635 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $201 | $0 |
| Monthly Estimated Total | $2,868 | $3,582 | $3,495 |